Matt Mauzy
Sr. Loan Advisor
NMLS# 356616
M:
303-916-9114
E:
mmauzy@allwestern.com
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Lokal Homes Payment Estimator
AWM | Colten Mortgage
🏠 Community:
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Gateway West
Victory Ridge South
Victory Ridge East SFR
Victory East Condos
Vistas at West Mesa
The Scene
Lyric Townhomes
Lyric Condos
Jackson Creek
Inverness
Virginia Village
Sandbox – custom values
← Select a community to auto-fill taxes, HOI & HOA
Annual Property Tax ($)
Monthly HOI ($)
Monthly HOA ($)
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Loan Parameters
Purchase Price
Down Payment
0%
3%
3.5%
5%
10%
15%
20%
25%
30%
35%
40%
45%
50%
55%
$54,000
Interest Rate (%)
Loan Term
30 years
20 years
15 years
10 years
Loan Type
Conventional
FHA
VA
VA Funding Fee
Exempt – 0.00%
1st Use, 0% down – 2.15%
1st Use, 5%+ down – 1.25%
Sub. Use, 0% down – 3.30%
Sub. Use, 5%+ down – 1.25%
Calculated Loan Info
Loan Amount
$486,000
LTV
90.0%
Upfront Fee / MIP
$0
Total Financed Amount
$486,000
MI Rate (auto)
0.00%
Affordability
Buyer Monthly Income
Other Monthly Debts
Front-End DTI (Housing)
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Back-End DTI (Total)
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Min Income Needed (50%)
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Monthly Payment Breakdown
Principal & Interest
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Monthly Taxes
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Monthly HOI
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Monthly HOA
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Monthly MI / MIP
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TOTAL PITIA
PAYMENT
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Monthly Escrow Items (auto-filled)
Monthly Taxes
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Tax Rate
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Homeowner’s Insurance
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HOA Dues
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Monthly MI Payment
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Qualifying Status (50% max DTI)
Enter income
📊 Amortization Schedule
Amortization Schedule
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Monthly P&I
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Monthly
Yearly
Payment
Principal
Interest
Balance
Principal & interest only on the total financed amount. Taxes, insurance, HOA and MI are not included.